Disclaimer and privacy

Professional disclaimer

In accordance with the guidelines of the Institute of Chartered Accountants of India (ICAI), this website is provided strictly for general informational and educational purposes and does not constitute advertising, solicitation, or professional advice.

Accessing or using this website, reading its articles, or running numbers through its calculators does not create a Chartered Accountant–client relationship between you and S Bhaskar & Associates. A professional engagement begins only after a formal scope of work is agreed in writing.

While we review our calculators, compliance calendars, and articles against current Indian tax, GST, and corporate law notifications, statutory rules change frequently and their application depends on your specific facts. Please consult a qualified Chartered Accountant before acting on any estimate shown on this site.

Privacy policy

All financial calculators on this website run entirely in your browser; the figures you type into our Income Tax, GST, TDS, EMI, Business Registration, or ROC Compliance tools are never stored or transmitted to our servers.

When you submit an enquiry through our contact form, we collect the name, phone number, email address, and message details you provide solely to respond to your request. Contact form submissions are transmitted securely through Formspree. We never sell, rent, or share your contact information with third-party marketers.

To request deletion of any enquiry details you have sent us, email cashivambhaskar@gmail.com.